Retain Cash Flow by Leasing Your Phone System Power Systems offers 0% lease agreements for the purchase of phone systems with a value of at least $1,500.00 including sales tax and shipping. This can help you retain more of your cash flow and spread out the cost. Terms are 1 year for systems under $2,000.00 and 1 or 2 years for purchases of at least $2,000.00. Two year leases have 7% simple interest. You prepay the first and last monthly payments. If your application is approved, there is a $75 documentation fee. Also, leases do incur sales tax in all states except Delaware, Montana, New Hampshire, and Oregon as is standard on all leases. To compute your payment, simply divide the cost by 12 or 24 months since there is no interest. Once you complete your order, we will fax or email you an application, please specify your preference in the "order comments" on checkout. The application is one page and has all the usual financial info. You fill out the application and fax to the leasing company. They will process your application and let you know if you are approved or not. With a completely filled out application, this is usually within one business day. Once approved, we will ship your order. This is a great way to fund a phone system!